Oy, you lot use a budgetin' app at all? Got any good recs?Oi 'ave a torr... legall' obtained version of You Need A Budget on me PC. Maybe I'll just keep usin' that.
I don't use apps to budget.
At the start of every year i write down every monthly payment i need to make then take what i have incoming every month.
Monthly income - Monthly costs =
Then with that i take what i have left over and deduct a % for savings.
Then i am left with what i have left over and able to spend freely, Simple and effective.
Also as a side note: some Banking Apps / Website have a section showing what you have coming in and outgoing and you can work of that also.
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