FFXIV finally officially releases on Xbox in a few days, and Square Enix has posted one last article for Xbox gamers to get ready. But there's an important piece of info that has been conveniently left out until now.
Along with a Game Pass sub required to play the game (as a reminder: there is no equivalent requirement on PS systems), it seems that Microsoft also wants a cut out of every transaction because they are introducing FFXIV Coins to pay for subscriptions and optional items (which currently cost anywhere from $1 to $50). We don't know what the pricing and/or conversion rates will be, but there's a good chance that everything will be priced higher to compensate for Microsoft's cut. It is also a certainty that coins will be sold in bundles as opposed to just being able to buy the amount you need (see: Elder Scrolls Online, or any other online game that sells currency).
FFXIV Coins
Payment for service fees and optional item purchases will require FFXIV Coins, which can be purchased from the Microsoft Store. Please purchase FFXIV Coins before using the Mog Station or FINAL FANTASY XIV Online Store.
After purchasing FFXIV Coins from the Microsoft Store, log into the Xbox Series X|S version of FINAL FANTASY XIV to have the purchased FFXIV Coins credited to your Square Enix Account. You will not be able to use the purchased FFXIV Coins until you log in, so please be sure to log in after purchasing FFXIV Coins.