Gaming on PC since 90s, built multiple gaming PCs during that time to myself and friends and family.
But work all day on PC, I don't even want to see a computer after I leave my home office.
I just want to pick up that controller, sit on my couch, start gaming hassle free on my 77 Oled and sounds through my surround system.
Cost isn't the issue for me, more like time and convenience.
Yup, gaming PC is also more prone to problems and needs upgrading because games get more demanding every year. Every year i have some issue on my PC that is a pain to ass to deal with.
On a console all you have to do is turn on the thing and sit on the couch.