No options? lol....
Gamefly (rentals)
PS Plus Essential - Premium (rentals)
Gamepass (rentals)
Amazon/Ebay used-games market.
Retail stores worldwide for physical games (new/used), including mom and pop stores.
3 hardware manufacturers with distinctive software offerings across multiple generations.
Gamesharing
It's the "open platform" that's handicapped to hell and back by the monopoly of store fronts, and more specifically, the only true, effective sovereign aka Steam....to go along with the complete disappearance of physical media on PC. The saving grace of the platform, hard to admit, is piracy, and unsanctioned emulation of, you guessed it, console hardware and its software. A practice that comes about the fact that the platform is left out of significant offerings found on consoles (and its not just "first party exclusives"). It's what it's.
On the "open platform" you're stuck with pricing from the Steam/Epic storefronts. There is no way out of that pricing mechanism and "competition", except, piracy.